Faculty Publications - College of Business

Document Type

Article

Publication Date

1996

Abstract

Households' reported willingness to take financial risk is compared to the riskiness of their portfolios, measured as risky assets to wealth. Overall, their portfolio allocations are reliable indicators of attitudes toward risk, demonstrating an understanding of their relative level of risk taking. Multivariate regression analysis using multiply imputed data from the 1989 Survey of Consumer Finances indicates that households generally exhibit decreasing relative risk aversion. Further, investment in risky assets is significantly related to socioeconomic factors, attitude toward risk taking, desire to leave an estate, and expectations about the adequacy of Social Security and pension income.

Comments

Originally published in Financial Services Review, 5(2) Fall 1996.

http://academyfinancial.org/financial-services-review/

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Business Commons

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